Mortgage Home Equity

Great Company

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Buy a Home

Power Buyer

Combining the best of a pre-approval with a 60-day rate lock to give you the tools you need to make a compelling offer in this competitive market.


  • Reducing complexity and red tape.
  • Starting your home search with a pre-approval in hand.
  • Providing you peace of mind knowing that you've locked your rate in while looking for a home.

VA Loan

VA Loans are government-backed mortgages that offer highly competitive interest rates, with little to no down payment required.


  • No down/low down payment required
  • No Private Mortgage Insurance necessary
  • Generally better interest rates
  • No prepayment penalty

Conventional Fixed

Conventional fixed-rate loans have an interest rate that is locked-in at the start of the loan period and remains constant throughout the loan term.


  • You don’t need Private Mortgage Insurance if you have 20% equity
  • Low down payments may be available

Jumbo Loan

Jumbo loans are required for mortgages that exceed the current maximum threshold set by the Federal Housing Finance Agency (FHFA). For 2022, the baseline loan limit is over $647,200.


  • Don’t pay to access your own money - avoid the hassle of monthly maintenance fees
  • Open an account with as little as $25

Adjustable Rate Mortgage

ARMs are loans that typically start with a lower fixed rate for a set amount of time. The interest rate may adjust up or down based on prevailing market conditions after the introductory period has expired.


  • Enjoy over 85,000 fee-free ATMs nationwide
  • Access Allpoint and Co-op ATMs located in many well known retailers

FHA Loan

A Federal Housing Administration (FHA) loan is a mortgage insured by the government and requires a lower down payment and minimum credit score compared to other conventional loans.


  • Check your balance, view transactions, and manage your account 24/7 online or through our mobile app
  • Deposit checks right from your phone with mobile deposit

Refinance your Home

Refinancing

Mortgage refinancing replaces your current mortgage with a new one so you can take advantage of better rates, shorter terms and other great benefits


  • Don’t pay to access your own money - avoid the hassle of monthly maintenance fees
  • Open an account with as little as $25

VA Streamline

Otherwise known as a VA Interest Rate Reduction Refinance (IRRRL) this is the preferred means by which to refinance a VA Loan to reduce your rate or term.


  • Enjoy over 85,000 fee-free ATMs nationwide
  • Access Allpoint and Co-op ATMs located in many well known retailers

HELOC

A Home Equity Line of Credit (HELOC) is an excellent way for current homeowners to utilize the equity they have in their home.


  • Check your balance, view transactions, and manage your account 24/7 online or through our mobile app
  • Deposit checks right from your phone with mobile deposit


INTERNAL

RESOURCES

Follow To Eagle National Financial Credit Union